100% agree with personal choice, but the Rental Industry in USA is massive, the largest car rental company in the US is Enterprise Holdings, with a revenue of $30 billion and 1.1 million cars in service. Garmin creates what ever they want ,and as a large percentage of revenue is made by exorbitant insurance they sell, I assume they are trying to limit their risk of distracted drivers causing accidents. I wouldn't be surprised if they where self insured and don't want to eat into any profit stream.

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Great work timsley